Terms & Conditions
Welcome to our Health Insurance platform. By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully.
1. Definitions
- “Company”, “We”, “Our”, “Us” refers to the Health Insurance provider.
- “User”, “You”, “Your” refers to the individual accessing the website.
- “Policy” refers to the health insurance plan purchased through our platform.
2. Eligibility
To use our services:
- You must be at least 18 years old.
- You must provide accurate and complete information.
- You must comply with all applicable laws and regulations.
3. Use of Services
You agree to:
- Use the website only for lawful purposes.
- Not misuse or attempt to hack the system.
- Provide correct details while purchasing any insurance policy.
4. Policy Purchase & Coverage
- All policies are subject to insurer approval.
- Coverage, benefits, exclusions, and premiums are defined in the policy document.
- The Company is not responsible for claim rejection due to incorrect information provided by the user.
5. Premium Payments
- Premiums must be paid on time to keep the policy active.
- Late or missed payments may result in policy lapse.
- Payment once made is subject to refund rules as per insurer guidelines.
6. Claims & Settlement
- Claims must be filed as per the insurer’s process.
- Required documents must be submitted for verification.
- Claim approval depends on policy terms and insurer decision.
7. Cancellation & Refund
- You may cancel your policy within the free-look period (if applicable).
- Refunds will be processed as per insurer policies.
- After the free-look period, cancellation terms will apply as per the agreement.
8. Limitation of Liability
- We are not liable for:
- Any direct or indirect damages
- Loss due to incorrect information provided by the user
- Delay in claim processing by the insurer
9. Privacy
Your personal information is handled as per our Privacy Policy. By using our services, you consent to data collection and usage.
10. Third-Party Services
- We may use third-party insurers or services.
- We are not responsible for third-party actions or policies.
11. Changes to Terms
We reserve the right to update or modify these Terms & Conditions at any time. Changes will be effective immediately upon posting.
12. Governing Law
These Terms & Conditions are governed by the laws of India. Any disputes will be subject to jurisdiction of local courts.
13. Contact Us
If you have any questions regarding these Terms & Conditions, please contact us:
- Email: support@yourdomain.com
- Phone: +91-XXXXXXXXXX